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Kellie Osbon
Kellie Osbon
  985.234.9930
  985.789.9113
kosbon@k2realtyla.com

K2 Realty – Louisiana Real Estate

Our greatest strength is that we live, work, and play in our community. Therefore, the
philosophy of, "Our Community, Our Strength," drives our relationship with Clients,
Real Estate Developers, Realtors, and Public Officials who want to share in the
Northshore Lifestyle.

The K2 Team can assist in buying, selling, and leasing of residential homes and
commercial properties, including vacant land and lots. The K2 Property Management
Team specializes in managing residential properties that encompass all aspects of
income property. In addition, K2's short sale resource specialists work to help
homeowners fight against foreclosure by offering practical solutions.
Kimberly Everett
Kimberly Everett
  985.234.9930
  504.908.1282
keverett@k2realtyla.com

Need Help?
Just Ask! We're Here to Help...

Don Mueller

Ella Spinks is not only knowledgeable about the real estate market, but very knowledgeable about the Covington/Mandeville/Madisonville area. She had great advice on the local schools, activities, and places to eat. She explained, in depth, how the area got where it is today and where she see’s it going in the near future.
She was able to handle all of our requests and more in spite of being given a very short notice of our needs. She is a top shelf realtor that I will be recommending to everyone I meet.  October 2019

Bill Bradley, Ponchatoula

I contacted Kim Tweedel with questions big and small (some the same questions) and she was prompt to respond and answer my questions.

Tracey McCawley, Covington

Kimberly Tweedel was a pleasure to work with. Very professional and informative. I have and will continue to recommend her to family and friends and I will use her services in the future if the need should arise.

Danese Smithson, Folsom

Kimberly Tweedel is a true professional. While my home purchase did not always go smoothly and was anything but run of the mill, Kimberly was quick to step in and offer alternatives and calm my nerves! She was my advocate and I feel that she is one of the reasons we are in our home today!

Jamie Kazawic, Mandeville

Highly recommend Kim Tweedel! She knew exactly what we needed to do to get our house ready without going overboard, priced it spot on, and was great negotiating closing details! Very educated on the market.

Jennifer Burchfield, Madisonville

Kim is the BEST! She was patient, helpful, and always available to answer our questions. Kim knew how to stage our house and make it shine and thus was able to sell our house very quickly. At the same time, she was able to find us the house of our dreams. Although we experienced some bumps in the road, Kim had no problem maneuvering around the situations. Buying and selling at the same time was a little overwhelming at times. Kim made the process very smooth. She provided great advise – whether it was about particular neighborhoods, cost of repairs, or working with lenders. We are very pleased with Kim Tweedel and grateful of her services. Can’t wait for closing #2!

Page Rogers

Kimberly is a hands-on realtor! She sold our house in less than 60 days during a “down” market. She was readily available to answer all our questions and went above and beyond scheduling appointments at our house since we had already moved to Texas during the selling/inspection process. You won’t feel disappointed with Kimberly Tweedel as your realtor!

Freddie & Marsha Anderson

If there is an award given to an agent who is diligent, patient, thorough, amiable, positive, and goes above and beyond the call of duty;  it would be awarded to Susan Cramond.

We were not the average home buyer.  We were looking for a home with acreage, located between our two son’s homes, and within a very affordable price range for us.  Susan didn’t hesitate when she heard our list of demands.  Nor did she hesitate driving us all over Southeastern Louisiana in the search for our home.  She never once made us feel as if we were keeping her from something more important.  She researched areas and restrictions, flood history, and surrounding area information to make sure there would be no unwanted surprises regarding our property.  Susan kept an open line of communication between us and the Seller’s agent.  She was able to find us everything we were looking for and we could not be any happier with the outcome of all her hard work. We will definitely pass her name on to anyone we know looking for a real estate agent.

Kelly & Rachel Foster

My husband and I have worked with Deborah Howard for 3 real estate transactions(buying and selling).  She is knowledgeable, personable, patient, detail-oriented and incredibly generous with her time (many evenings and weekends). In the home we sold, the attic stairs broke at the 11th hour; Deborah picked up the new stairs and brought them to the house herself!!  She answered every question and every part of the process clearly and thoroughly. Deborah’s enthusiasm for her clients and her work also made this process much more FUN than we ever could have imagined.  We highly recommend Deborah Howard for all your real estate needs!

Kelly & Rachel Foster, 2018

Home Buying Myths

Although the internet can be a great resource for a variety of information, a lot of that information is incorrect. One of the most important and expensive decisions in your life, home buying, tends to circulate a lot of misinformation. Most of that misinformation is in regards to how much of a down payment you need or what your credit score needs to be. Let’s go over the real facts about buying a home and knock those myths out, so they don’t hinder your ability to purchase!

CREDIT SCORES

Though it may come as a surprise, you don’t need a perfect credit score to purchase a home. Traditional bank lenders will work with credit scores as low as 640, but your agent can also get you connected with local lenders that accept credit scores as low as 580. Although there are other required stipulations to qualify for the loan, you don’t need a perfect score in the 700’s or 800’s to get approved for a mortgage.

DOWN PAYMENTS

You don’t have to sell an arm and a leg to be able to purchase your dream house. There is a huge misconception that you need to pay a minimum of 20% down to buy. That information is outdated. These days, there a large variety of loan programs that only need an average of 3-5% down. Based on your income or military status, you may even qualify for mortgage programs that require 0% down. Although you’ll expect to pay an additional 3% in closing costs, which is separate from the down payment, this is still significantly less that 20% of the purchase price. If you’re in a buyer’s market, you may even be able to negotatie for the closing costs to be covered by the sellers.

Be sure to connect with a local real estate agent to ensure you have the right facts. Don’t let online myths persuade you into thinking you can’t qualify or afford to buy a home. There are a variety of programs to help you get into your dream house. Since these vary by county to county, and state to state, it’s imperative to call your agent and let them fill you in on the facts.